News

New York Partners With Feds To Root Out Independent Contractor Misclassification

By EsqSocial Corporation 02/12/13

New York is now collaborating with the federal government to go after employers that misclassify employees as independent contractors. The US Department of Labor's Wage and Hour Division (WHD) on November 18 entered into agreements with New York's...

DUI Penalties Are Serious In Ohio

By EsqSocial Corporation 02/12/13

Police in Ohio refer to drunk driving as operating a vehicle under the influence (OVI). In some cases, individuals arrested for OVI may be able to plead to a less serious "wet reckless" offense instead....

Government’s Efforts To Bolster CCOs

By EsqSocial Corporation 02/12/13

The government recognizes the importance of compliance and Chief Compliance Officers. In a number of recent speeches, the leadership of the Justice Department and the SEC have made important statements supporting corporate compliance programs and...

New Jersey’s New Social Media Privacy Law Takes Effect

By EsqSocial Corporation 02/12/13

New Jersey is now among a growing number of states with social media privacy laws to protect personal social media accounts of current employees and applicants. On August 29, 2013, Governor Chris Christie signed a bill that prevents employers from...

Reporting Obligations under EMIR

By EsqSocial Corporation 02/12/13

The European Markets Infrastructure Regulation (the Regulation on OTC derivatives, central counterparties and trade repositories) ("EMIR") entered into force on 16 August 2012, although many of its requirements have not yet taken effect because they...

New York Attorney General Announces Settlement with Debt Collector of Payday Loans

By EsqSocial Corporation 02/12/13

A settlement with the operator of five Buffalo-area debt collection companies announced on November 21, 2013, by New York Attorney General Eric T. Schneiderman marks the latest chapter in the Attorney General's targeting of collectors of payday...

Supreme Court to Resolve Circuit Split in Health Care Reform Cases

By EsqSocial Corporation 02/12/13

The Supreme Court will review two of the numerous lawsuits challenging the Affordable Care Act’s (ACA) requirement that group health plans and insurers cover, without cost-sharing, contraceptives and/or abortifacients (the “Contraceptive Mandate”)....

OCC and FDIC Follow Through on Threat To Kill Deposit Advance Loans

By EsqSocial Corporation 02/12/13

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) have carried out their threats in their proposed guidance to kill deposit advance loans. On November 21, 2013, the two agencies issued final...

Something Borrowed, Something New, But IIGF Still Can’t Collect From Borrowing Employer’s Workers’ Comp Carrier

By EsqSocial Corporation 02/12/13

In Illinois Ins. Guaranty Fund v. Liberty Mutual Ins. Co., 2013 IL App (1st) 123345 (Nov. 12, 2013) the Illinois First District appellate court held that a borrowing employer’s workers’ compensation carrier is not required to reimburse the Illinois...

CFPB Releases Final Mortgage Disclosure Rule and Forms

By EsqSocial Corporation 02/12/13

The Consumer Financial Protection Bureau (CFPB) recently released the final rule combining the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) mortgage disclosure rules and forms....

Pages