Illinois Court Holds That Trafficking Allegations—Including Allegations of Negligence—Are Not “Occurrences” or Are Excluded as Intentional Acts

In Country Mutual Ins. Co. v. Gary Gang Xu et al., 2024 IL App 2202287 (2024), the court considered whether allegations concerning sex trafficking against an insured—including one sounding in negligence—constituted an occurrence or otherwise fell within an intentional or expected acts exclusion. The insurer filed a declaratory judgment action stating it had no duty to defend or indemnify the insured under his homeowners or personal liability policy because the allegations were all related to...
By: Morris, Manning & Martin, LLP

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