News

Software License Audits – How to prepare, how to react

By EsqSocial Corporation 26/11/13

Software license audits are on the rise. On January 27, 2012, the world's leading information technology research and advisory company, Gartner, released a survey showing that two-thirds of all companies have been subject to software auditing during...

Attacked On All Fronts : FTC Defends Its Authority to Sue Companies That Are Victims of Hacking for “Unfair” Security Practices

By EsqSocial Corporation 26/11/13

Getting hacked by Russian hackers three times in two years has turned out to be only half of the problem for Wyndham Worldwide Corporation. The Federal Trade Commission, in a broad interpretation of the authority granted to it by Congress, brought...

Regulatory Capital Estimation Tool for Community Banks

By EsqSocial Corporation 26/11/13

On November 19, the Fed, the OCC and the FDIC released an estimation tool to help community banks understand the potential effects on their capital ratios of the regulatory capital reforms imposed by Basel III and the Dodd-Frank Act....

Proposal to expand Military Loan Act coverage appears likely

By EsqSocial Corporation 26/11/13

Based on testimony to a Senate Committee last week by Holly Petraeus, CFPB Assistant Director with the Office of Servicemember Affairs, it looks very likely that an expansion of Military Loan Act coverage will be among proposed changes to MLA...

Questions and Answers Regarding Community Reinvestment

By EsqSocial Corporation 26/11/13

On November 15, the Fed, the OCC and the FDIC released final revisions to “Interagency Questions and Answers Regarding Community Reinvestment,” which provide additional guidance to financial institutions and the public on the agencies’ Community...

As Black Friday approaches — 6 things you should think about when shopping online…..

By EsqSocial Corporation 26/11/13

Holiday e-commerce is expected to jump this year by about 17% over last year, and shoppers will be flocking to mobile devices more often to make those purchases....

Timely Year-End Tax Planning Can Reduce Taxes

By EsqSocial Corporation 26/11/13

Year-end tax planning could be especially productive this year because timely action could nail down tax breaks that won’t be around next year unless Congress acts to extend them, which at the present time, looks doubtful. These include, for...

FTC Focuses Enforcement Efforts on Health Care, Technology and Energy Sectors

By EsqSocial Corporation 26/11/13

On November 15, 2013, Chairwoman Edith Ramirez testified on behalf of the Federal Trade Commission (FTC) before the House Subcommittee on Regulatory Reform on the topic of antitrust oversight and enforcement. Ramirez explained that the FTC “focuses...

Fast Track to Coverage: Facilitating Enrollment of Eligible People into the Medicaid Expansion - Prepared for the Kaiser Family Foundation's Commission on Medicaid and the Uninsured

By EsqSocial Corporation 26/11/13

Beginning January 1, 2014, millions of low-income parents and other adults will become newly eligible for coverage in states implementing the Affordable Care Act's (ACA's) expansion of Medicaid to adults with incomes at or below 138% of the federal...

CMS Releases Study on Early Medicaid Expansions

By EsqSocial Corporation 26/11/13

CMS recently released the results of a study that analyzed the experiences of six “early expander” Medicaid states. Following the passage of the Affordable Care Act (ACA) in 2010, these six states and jurisdictions—California, Connecticut, the...

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