U.S. Banks Quarterly Survey - April 2025
By EsqSocial Corporation 17/04/25
LEVEL-SETTING - The banking industry finds itself in the early stages of a transformation. Existing balance sheets have been shaped by more than a decade of low interest rates that fueled asset appreciation, muted volatility, and aided credit performance. A glut of deposit inflows due to covid-driven stimulus payments further influenced balance sheet composition. These trends supported growth, but also led to decisions that are now difficult to reverse....
By: Cadwalader, Wickersham & Taft LLP