Exclusivity Provisions: Fintechs Need an Active Backup Bank

Virtually every bank’s form lending program agreement we’ve negotiated for our fintech clients has come with an exclusivity provision.  The bank’s policy behind them is simple: We’ve put in the time, effort, expertise and expense to build the program’s launching pad, and we should reap the whole bank benefit when the program takes off and soars....
By: Goodwin

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