News

Purple Pain: Warhol's Prince Series Isn't Fair Use of Photographer's Image

By EsqSocial Corporation 09/04/21

In a case spanning nearly 40 years of art and touching the estates of two of the world’s most well-known artists, the US Court of Appeals for the Second Circuit clarified its position on the application of the fair use doctrine and its protection of transformative works.

10 Things to Know about Second Draw PPP Loans as Updated for the Economic Aid Act and the ARP Act (Updated 4/8/2021)

By EsqSocial Corporation 09/04/21

On January 6, 2021, the Small Business Administration (the “SBA”) and the Department of Treasury released an Interim Final Rule called “Business Loan Program Temporary Changes; Paycheck Protection Second Draw Loans” (“Second Draw Rules”).

SCOTUS Resolves Circuit Split Regarding the Definition of an Autodialer

By EsqSocial Corporation 09/04/21

Last week, the U.S. Supreme Court ruled unanimously in favor of the petitioner, a large social networking company, resolving the ongoing circuit split over the definition of an automatic telephone dialing system (ATDS) under the Telephone Consumer Protection Act (TCPA).

FEMA Releases Flood Insurance Rating Methodology Under Risk Rating 2.0

By EsqSocial Corporation 09/04/21

On April 1, 2021, FEMA released its highly anticipated flood insurance rating methodology, Risk Rating 2.0-Equity in Action.

Bystander Training: The Best Defense Against Sexual Harassment

By EsqSocial Corporation 09/04/21

Why Do We Need to Talk About Bystander Training? Many companies train employees on sexual harassment, but studies have shown that much of this training is ineffective and does not empower companies and employees to prevent harassment....

What Do You Mean I Can’t Place the List of Delinquent Homeowners on the Clubhouse Door? Community Association Pitfalls: State and Federal Collection Laws

By EsqSocial Corporation 09/04/21

Whether you are a board member or a property manager for a community association ("Association"), you have probably dealt with owners that fail to pay their assessments, and whose accounts need to be referred for collection.

CFPB Proposes Delay to Implementation of Its Debt Collection Rules

By EsqSocial Corporation 09/04/21

Yesterday, the CFPB issued a proposed rule that would extend implementation of both parts of its debt collection rule by 60 days — from November 30, 2021, to January 29, 2022.

Carbon Pricing — Is It the Zombie Climate Policy?

By EsqSocial Corporation 09/04/21

At a press briefing in India yesterday, John Kerry, President Biden’s Special Presidential Envoy for Climate was asked by an Indian journalist about carbon pricing.

The US Department of the Treasury Says State IRC Conformity Bills Do Not Trigger Federal Relief Claw-Back Provision

By EsqSocial Corporation 09/04/21

As we’ve blogged about in the past, the recently enacted American Rescue Plan Act of 2021 (ARPA) includes an ambiguous claw-back provision.

Freddie Mac Announces Limitations in Purchases of Certain Mortgages Secured by Investment Properties and Second Homes

By EsqSocial Corporation 09/04/21

Freddie Mac recently announced, in Bulletin 2021-11 and Bulletin 2021-12 (the Bulletins), changes to certain of its single-family mortgage acquisitions. The Bulletins implement the portion of the recently amended Senior Preferred Stock Purchase Agreement, between Freddie Mac and the U.S.

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